All of the terms and conditions within the finance agreements between Exchange USA Military Travel Services and our customers are based on Standard secure lending guidelines. Monthly payment terms range from 12-36 months to best suit your needs. Interest rates range from 10%-27%, depending on standard credit reporting guidelines. All terms and conditions of your finance agreement will be forwarded to you for your review. Acceptance is documented via electronic signature. We encourage all of our customers to directly contact their travel specialist with any questions or concerns in regard to their finance agreement. Our travel specialists are dedicated to meeting your needs.